Financial LiteracyQ34 min500

Using a Debit Card Well

A debit card spends money you already have. That's its superpower and its limit.

1
Debit pulls straight from your share account — if the money isn't there, the purchase fails or costs a fee.
2
Check your balance in the app before you swipe, not after.
3
Report a lost card immediately; your credit union can freeze it in seconds.